Your personal information is protected through a secure information transfer and can be retrieved only by contracted, credentialed verifiers, or verifiers you provide your authorization code to.
Verifications are handled in-house, meaning Equifax manages all data, the verification fulfillment, and our own call center. Stringent security controls keep your data safe.
Employment and income verifications are available instantly at any time so you can apply for credit, housing, government assistance, and other benefits when it is most convenient and skip the wait for the verification to be completed.
When an employer decides to use Verification Exchange, a secure account is created for each employee. All of the features that your employer (or former employer) has decided to offer are already set up.
Yes. Our website uses secure encryption technology, such as Transport Layer Security (TLS), to help protect your personal information. We adhere to stringent data security standards combined with physical security controls to protect the data and assets in our data center(s).
No. You have to give someone authorization to get your income information from the service. There are numerous ways in which you can give someone authorization to access your income information. The verifier must have your consent. A typical way is by signing an authorization form when applying for a loan. Or, you may validate your identity and obtain a one-time authorization code to share directly with the verifier to access your employment data.
Verification Exchange provides different "types" of verifications for different purposes. For example, if you are looking for a job, your future employer might want to check your past employment while a mortgage lender will typically need to verify your income before giving you a loan. If you apply for social services from a governmental agency, they too will need an enhanced verification. Verification Exchange can meet each of these needs.
Through this website, you must first verify your identity with Equifax. Once completed, you may obtain a one-time authorization code for a verifier to use to obtain the verification. You may then willingly share the unique one-time code directly with the verifier in order to complete the verification.